Office Address

The RUOK Insurance Agency

1549 Main Road
Riverhead, New York 11901
Phone: 631-876-1231​
Secondary phone: 844-444-7865
Fax: 631-876-1231​

Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM

Sat-Sun by appointment only, or click here to start your insurance quote online.

  • Riverhead, NY Office

policy service

Our state-of-the-art portal allows businesses and familis to locate, purchase, and manage specialized insurance policies quickly. Weeks of waiting and stacks of paperwork are officially obsolete.

Policy Changes

Report a Claim

Request Certificates

Download Documents

24/7 policy service available from The RUOK Insurance Agency. Request policy changes, request COIs, add or remove vehicles and drivers, and more.

What Our Clients Are Saying

See why families and businesses across Maryland, New Jersey, New York, Pennsylvania, trust The RUOK Insurance Agency for comprehensive insurance protection.

  • Theresa Lovallo’s Avatar Theresa Lovallo ★★★★★ 8 months ago
    Beth was professional and easy to work with. She was recommended to me by a friend who is also a new customer. I will gladly do the same in recommending her to my friends and family. She is a star!
  • Grace Dickinson’s Avatar Grace Dickinson ★★★★★ a year ago
    We were very happy with our experience with the RUOK Insurance Agency. Both Woody Orenstein & Beth Gallo were a pleasure to deal with. We were having difficulty finding new homeowner insurance, and they came to the rescue. They were … More honest, understanding, and informative throughout the process. So glad we found them, and I would highly recommend RUOK for your homeowner insurance needs.
  • Ollie K’s Avatar Ollie K ★★★★★ 7 months ago
    Great for home insurance on Long Island, will definitely work with Beth again.
  • Johnny Montauk’s Avatar Johnny Montauk ★★★★★ a year ago
    Woody is an absolute pleasure to work with. He is extremely knowledgeable in his profession, patient and answered all my questions throughout the process. I always felt that he had my best interest at heart. He took my phone calls at all … More times and all days whenever I needed to reach him. I Highly recommend Woody without any hesitation!
  • Stephanie Clark’s Avatar Stephanie Clark ★★★★★ a year ago
    RUOK Insurance Agency, and especially Beth Gallo are amazing! After searching around for quotes and feeling defeated with the spike of living on Long Island we were referred to this company. Just one call with Beth we were at finally at … More ease. She was always prompt with contact and her friendly personality made the process less stressful. If anyone is in a bind finding affordable insurance like we were, RUOK is the way to go!

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