Trusted, local, independent insurance agency in New Jersey.

The RUOK Insurance Agency has the knowledge and expertise to provide customized insurance solutions for individuals, families, and businesses, in New Jersey.

Personal Insurance

Get customized insurance to fit your needs.

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Or call to get a quote 518-207-9500

Business Insurance

Providing insurance options for businesses.
New Jersey
New Jersey

Get personalized insurance quotes from multiple insurance companies in New Jersey from The RUOK Insurance Agency.

The RUOK Insurance Agency has your covered.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in New Jersey to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

What Our Clients Are Saying

See why families and businesses across Maryland, New Jersey, New York, Pennsylvania, trust The RUOK Insurance Agency for comprehensive insurance protection.

  • Theresa Lovallo’s Avatar Theresa Lovallo ★★★★★ 8 months ago
    Beth was professional and easy to work with. She was recommended to me by a friend who is also a new customer. I will gladly do the same in recommending her to my friends and family. She is a star!
  • Grace Dickinson’s Avatar Grace Dickinson ★★★★★ a year ago
    We were very happy with our experience with the RUOK Insurance Agency. Both Woody Orenstein & Beth Gallo were a pleasure to deal with. We were having difficulty finding new homeowner insurance, and they came to the rescue. They were … More honest, understanding, and informative throughout the process. So glad we found them, and I would highly recommend RUOK for your homeowner insurance needs.
  • Ollie K’s Avatar Ollie K ★★★★★ 7 months ago
    Great for home insurance on Long Island, will definitely work with Beth again.
  • Johnny Montauk’s Avatar Johnny Montauk ★★★★★ a year ago
    Woody is an absolute pleasure to work with. He is extremely knowledgeable in his profession, patient and answered all my questions throughout the process. I always felt that he had my best interest at heart. He took my phone calls at all … More times and all days whenever I needed to reach him. I Highly recommend Woody without any hesitation!
  • Stephanie Clark’s Avatar Stephanie Clark ★★★★★ a year ago
    RUOK Insurance Agency, and especially Beth Gallo are amazing! After searching around for quotes and feeling defeated with the spike of living on Long Island we were referred to this company. Just one call with Beth we were at finally at … More ease. She was always prompt with contact and her friendly personality made the process less stressful. If anyone is in a bind finding affordable insurance like we were, RUOK is the way to go!

By the Numbers

In more ways than one, insurance is a numbers game. The RUOK Insurance Agency has the experience and expertise to properly protect your business or family for years to come.

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Referral & Call-In Business
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of insured property protected

Providing proactive insurance strategies for families, and businesses in New Jersey.

…and all other cities, towns, and neighborhoods throughout New Jersey.

New Jersey Insurance Agent vs The Rest.

Here is a quick comparison of the differences between an insurance agency like The RUOK Insurance Agency in New Jersey like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

About The RUOK Insurance Agency

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Years of Insurance Experience
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Clients Served
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Referral & Call-In Business
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of insured property protected

About our agency

Navigating the insurance world can be daunting for many people. But, with The RUOK Insurance Agency, you don’t have to worry. We are a highly-rated insurance brokerage located in beautiful New York, specializing in various types of coverages designed to meet the unique needs of our valued customers. We take pride in our proven record of providing excellent service and protection to residents in Maryland, New Jersey, New York, Pennsylvania, and more.

In our agency, we take great pride in the quality of service we provide for our customers.

Whether our clients need help filing a claim, processing a payment, or just understanding their insurance coverage we’ll always be there ready to help.

We know our clients and we know insurance, so our clients enjoy the peace of mind that comes with knowing their insurance agency can help them regardless of how big, small, unique, or specific their insurance needs are. With the years of experience we bring to the table there isn’t much we haven’t seen before, and you never know when that’s going to come in handy.

Thanks for taking the time to learn more about our agency and please feel free to contact us any time about anything.

The RUOK Insurance Agency

Your trusted insurance agency in New Jersey.

Insurance services offered.

New Jersey

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Customized insurance solutions in New York.

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